Loans

Consumer Loans 

  • Vehicle Loans (New & Used)

  • Vacation Loans

  • Recreational Vehicle Loans

  • Holiday Loans

  • Debt Consolidation Loans

Home Mortgage Loans

Share Secured Loans 

Share secured loan means that money in your share account is used as collateral on your loan. While you will continue to receive dividends on your shares and/or your certificate, your loan interest rate will be lower than the standard consumer rate. As you make your payments, your shares will be released. The principal balance of your loan will be the amount of shares that is pledged on your loan.

If for any reason you request that your shares be released before the loan is paid, your interest rate will be raised to the signature loan interest rate. This is a nice loan if you decide you do not want to withdraw your shares. Many times you think you will repay the shares you withdraw, but most times a person doesn’t.


The rate for this type of loan will be 2.00% higher than the rate of the regular share accounts. If the share rates fluctuate, the share secured loan rate will follow.

Home Equity Loans 

We offer home equity and home improvement loans. We provide convenient flexible terms and very competitive rates. A home equity loan, which may be tax deductible, lets you use the equity in your home as collateral and can be used for home improvements, education, travel, and many other major purchases.